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Privacy Policy

Policies and Practices Regarding Privacy for Forrest Sherer, Inc.

Customer Privacy Policy

At First Financial Corporation (FFC), your privacy is important to us. We only collect and use information we need to deliver the high level of customer service you have come to expect, including informing you about products, services, and other opportunities that may be of benefit to you. This notice describes the information we collect from you and how we use that information within the FFC family of affiliated companies (First Financial Bank, Morris Plan of Terre Haute, and Forrest Sherer). FFC's Privacy Policy applies to individual consumers who purchase goods or receive services for personal, family or household use. Further, the Policy covers our information practices while you are a customer and shall continue should the relationship end.

Information Collection Practices

We collect non-public personal information about you from the following sources:

  • Information we receive from you on applications or other forms, such as name, address, social security number, telephone number, occupation, assets and income;
  • Information concerning your transactions or account experiences with us, our affiliates, or others, such as account balance, payment history, insurance coverage, account activity and employment information.
  • Information we receive from others such as a consumer-reporting agency or employer.

Sharing and Use of Your Information

We do not sell your non-public personal information to anyone nor do we disclose any non-public personal information about you to non-affiliated third parties, except as permitted by law. For example, we may share non-public personal information about you to protect against fraud, to service your account, or in response to a subpoena. When we share information with non-affiliated third party service providers, we require them to maintain similar standards of conduct regarding the privacy of your information provided to them. Third party service providers are not permitted to release, use for their own purposes, or sell information we share with them to any other party.

In order to serve your financial needs, and provide you with an integrated solution to financial services, we may disclose all the information we collect, as described above, within the FFC family of companies as permitted by law. These companies are financial services providers, such as banks and an insurance agency.

Federal law allows us to share with our affiliates any information about our transactions or experiences with you. Further, unless you instruct us otherwise, we may also share with our affiliates other information that is not transactional or experience in nature. We do so as part of our effort to provide you with opportunities to obtain a wide variety of products and services from our affiliated companies. For example, we may share credit information about you from consumer reports that we receive from credit reporting agencies or other information you provide on an application. Under the federal Fair Credit Reporting Act, you have the right to prevent this sharing of information about you with our affiliated companies. If you wish to exercise this right, please call the following number: 232-0441 (local-Terre Haute) or 877-232-0441 (toll free) or indicate your choice by checking the first box on the attached reply card and mail it to us at the specified address. If you choose to prevent the sharing of this information within the FFC family, we will not share non-experience or non-transactional information about you with our affiliates. If you hold joint accounts with other persons, we will accept instructions from any owner and apply them to all owners and your decision will remain in effect unless revoked by you and any other owners in writing. Please keep in mind that if you do not wish us to share this information, you may limit your opportunities to receive product and service information that may be of interest and value to you.

Keeping Your Information Accurate

FFC has established procedures to ensure that your financial information is accurate, current, and complete, in keeping with reasonable commercial standards. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your claim and correct inaccurate information in a timely manner.

FFC adheres to the requirements of the Fair Credit Reporting Act when reporting information to credit reporting agencies (CRA). If you believe that information we have reported to a CRA about you is not accurate, please notify us or the CRA. We will investigate the claim and correct inaccurate information in a timely manner.

Information Security

Keeping your information secure is a top priority at FFC. Information security is addressed in our Code of Ethics, Records Retention and Destruction Guide, this Policy, and in the contract terms and conditions we have with non-affiliated third party service providers. We maintain appropriate internal security principles and procedures to protect against unauthorized access to customer information. Our operational and data processing systems are in a secure environment and incorporate industry standard protection.

We also limit access to customer records to employees with a legitimate need to know such information to serve your financial needs. Access is restricted by using physical controls and computer password authority levels. Our employees are held to strict confidentiality standards and are trained to understand and comply with these information principles.

Home Banking and the Internet

We want your Internet banking experience to be a safe and enjoyable one. Information from home banking transactions is encrypted or entered using a secure server to protect against unauthorized capture and use by other persons. We recommend that your user name and password be unique and you should protect them from others the same as you would your ATM personal identification number (PIN). We will not send you an e-mail requesting personal and account information. If you receive such an e-mail that claims to be from an FFC affiliated company, please contact the security department at 812-238-6284.

Companies not affiliated with FFC that “link” to our website are themselves responsible for collecting, using and securing information that you may provide to them. We recommend you read the privacy policies for such companies prior to submitting any information.
We do not knowingly collect or use information from our websites about children under thirteen years of age.

Changes to This Policy

We may, from time to time, modify this Policy. If we make a material change, we will notify you of that change as required by law.

Questions

If you have questions concerning this Policy, please contact FFC's Compliance Officer at 812.238.6145 or email us at compliance@first-online.com.

This privacy disclosure (January 2005) replaces any other statements about our information practices.

Privacy Choices Form

If you wish to limit our sharing of non-public personal information about you as described in this Policy, please check the appropriate box or boxes to indicate your privacy choices and enter your name, address, city, state, zip code, and your telephone number.

Limit the personal information about me that you share with First Financial Corporation affiliated companies. I understand that experience and transaction information may still be shared as allowed by law.

I do not want to receive promotional materials from any First Financial Corporation affiliated company.

Name:___________________________________

Address: ________________________________

City:___________________ State:__________ Zip:_______________

Telephone Number: ( )_____________________

*If you have business relationships with Forrest Sherer, Inc. and First Financial Bank or Morris Plan of Terre Haute and you wish to limit our sharing of non-public personal information about you as described in this Policy, please contact both Forrest Sherer, Inc. at the number provided in this notice and First Financial Bank at 238-6000 or 1-800-511-0045.

If you have checked any of the boxes above, either mail this form in a stamped envelope to:


Forrest Sherer, Inc.
Attn: Privacy Officer
PO Box 900
24 N. 6th Street
Terre Haute, IN 47808


Or call us at 232-0441 (local-Terre Haute) or 1-877-232-0441 (toll free) to notify us of your privacy choices.